Your AI Agent.
Your Bank.
Connected.

The secure infrastructure that lets AI agents execute instant payments worldwide. PIX, UPI, FedNow, SEPA β€” one SDK, every real-time payment rail.

πŸ€–
AI Assistant ● online
Type a message...
β—ˆ Bankia Secure Transaction
πŸ”
Agent verified (KYA)
🏦
Bank authorized
βœ“
PIX executed
R$ 150,00
β†’ Maria Silva
Confirmed

How it Works

Three layers connecting AI agents to Brazilian banking infrastructure

01
πŸͺͺ

Agent Identity & Registry (KYA)

Each AI agent gets a unique Digital Agent Passport, linked to the human/company owner (CPF/CNPJ). Scoped permissions define spending limits, time windows, and allowed recipients. Full audit trail of every action.

02
🏦

Open Finance Connector

Agents initiate PIX payments via ITP (own Central Bank license), access account data via Open Finance, use PIX AutomΓ‘tico for recurring payments, and JSR for frictionless transactions under R$500. Full consent lifecycle management.

03
πŸ”Œ

Developer SDK / MCP Server

Simple API for any AI framework (LangChain, CrewAI, AutoGen, Claude, GPT). Just call agent.pay(), agent.get_balance(), agent.list_transactions(). Built-in guardrails: spending limits, velocity checks, anomaly detection. Webhooks for confirmations.

Built for the Autonomous Economy

β—ˆ

Know Your Agent (KYA)

Cryptographic verification that an AI agent is authorized to act on behalf of a specific user. The new KYC for machines.

πŸ“‹

Immutable Audit Trail

Every transaction request is logged with proof of origin, agent identity, and user authorization. Dispute resolution made simple.

⚑

Instant Settlement

Once verified, transactions execute immediately. No waiting, no manual approval queues.

πŸ”Œ

Universal API

One integration for any AI agent framework. Works with OpenAI, Anthropic, custom agents, and everything in between.

πŸ›οΈ

Bank-Grade Compliance

Built to meet regulatory requirements. Full AML/CFT compliance, risk scoring, and transaction monitoring.

🌍

Global Instant Payments

PIX (Brazil), UPI (India), FedNow (USA), SEPA Instant (EU), Faster Payments (UK), and more. One SDK for every real-time payment rail.

Why Bankia?

Traditional APIs
Bankia
AI Agent Support
❌ Not designed for agents
βœ“ Built for AI-first
Agent Verification
❌ No agent identity layer
βœ“ KYA protocol
Dispute Resolution
❌ Manual investigation
βœ“ Cryptographic proof
Bank Integration
❌ Months of compliance
βœ“ Pre-approved infrastructure
Time to Live
❌ 6-12 months
βœ“ Days

Enterprise-Grade Security

Built for banks. Trusted by institutions.

SOC 2
ISO 27001
PCI DSS
LGPD

Roadmap

Our path to production β€” Q1 2027

βœ“
CURRENT FEB 2026

Foundation

βœ“ Whitepaper + Docs
βœ“ bankia.finance live
βœ“ PIX prototype
βœ“ 3-layer architecture
2
MAR β€” APR 2026

Developer Preview

SDK Python/TypeScript
MCP Server
5-10 early adopters
KYA v1
3
MAY β€” JUL 2026

Compliance

BACEN sandbox
ITP license process
Open Finance
Security audit
4
AUG β€” OCT 2026

Public Beta

Public SDK
Self-service onboarding
PIX AutomΓ‘tico
Dashboard
5
TARGET NOV 2026 β€” JAN 2027

Production

🏦 ITP license live
⚑ JSR frictionless
🏒 Enterprise tier
🌍 Global expansion

Ready to connect AI to Finance?

Join the infrastructure powering the autonomous economy.